• UPLB employee (permanent status): 1 co-maker (UPLB employee, permanent status) 
• UPLB employee (non-permanent status): 2 co-makers (member under SD category)
• Non-UPLB employee with MOA: 2 co-makers (member under SD category)
• (employed or self-employed) 2 co-makers (members under SD + PP category)

• Medical Certificate
• Hospital Bill/Medicine Receipt
• Patient: Spouse – Marriage Contract
• Patient: Parent – Birth Certificate of member
• Patient: Child – Birth Certificate of Child

• Members under Personal Payment (PP)
• At least 3 months member With P5, 000 paid-up share capital

• 1^st - 1 month salary/income + SC + Savings but not to exceed P30, 000 or 150% of SC + 100% Savings but not to exceed P50,000
• 2^nd – 1.5 months salary/income + SC + Savings but not to exceed P50, 000 or 200% of SC + 100% Savings but not to exceed P100, 000
• 3^rd – 2 months salary/income+ SC + 100% Savings but not to exceed P60,000 or 250% of SC + 100% Savings but not to exceed P175, 000
• 4^th -2 months salary/income+ SC + 100% Savings but not to exceed P75, 000 or 300% of SC + 100% Savings but not to exceed P320,000

• Self-employed with monthly income of  P5,000 & below: "Sinumpaang Salaysay”  
• Self-employed with latest ITR; Other documents  as maybe deemed necessary to prove capacity to pay 

• Member for at least 3 months with
• P5, 000 min. Capital Shares
• Members under Salary Deduction (SD)

• 2x salary/income + SC + Savings but not to exceed P50, 000
• 3x SC + Savings but not to exceed P320, 000

• 1.3%/mo for loan = or < P50, 000
• 1.5%/mo for loan > P50, 000 (diminishing balance)

• UPLB employee (permanent status): 1 co-maker (UPLB employee, permanent status)
• UPLB employee (non-permanent status): 2 co-makers (member under SD category)
• Non-UPLB employee with MOA: 2 co-makers (member under SD category)

• Members under Salary Deduction (SD) (Except Non-UPLB member - employee under casual-regular appointment)
• At least 3 months old member with P5,000 paid up share

• 1.3%/mo for loan = or < P30,000
• 1.5%/mo for loan > P30,000

• UPLB employee (permanent status): 1 co-maker (UPLB employee, permanent status)
• UPLB employee (non-permanent status): 2 co-makers (members under SD category)
• Non-UPLB employee with MOA: 2 co-makers (members under SD cate

• Member for at least 1 year; No record of default of payment in previous loans
• Must have a paid-up share capital equivalent to 10% of the loan being applied

• 8%/annum  for P300,000 & below
• 9%/annum  for >P300,001-P600,000
• 10%/annum for >P600,001-P900,000
• 11%/annum for >P900,001-P1,200,000
• 12%annum >P1,200,001-P1,500,000         

• Torrens Title (70% of zonal valuation + 50% of the estimated value of the house)
• For Payroll Deduction - loan above P100,000 shall be collateralized
• For Self Employed - Loan shall be collateralized regardless of amount

• Lumpsum
• 1st Release- 50%
• 2nd Release- 30%
• 3rd Release– 20%

• 1st Release- 50% (Upon Approval)
• 2nd Release- 30% (30% project completion)
• 3rd Release– 20% (70% project completion)

• Member for at least 1 year
• Members under Salary Deduction(SD) & Personal Payment (PP)
• Must have a paid-up share capital equal to 10% of the loan being applied

• 1.3%/mo for P50,000 & below
• 1.5%/mo for P51,000-P300,000
• 1.67%/mo for P301,000-P600,000
• 1.8%/mo for P601,000– P1,000,000

• For Payroll Deduction : Loan above P100,000 shall be collateralized
• For Self Employed - Loan shall be collateralized regardless of amount

• Mayor’s permit/Barangay Business Permit/DTI
• Feasibility study
• Above P100,000 to 499,999Audited FS
• Above 500,000 Comprehensive Feasibilty study and audited FS for the last 3 years

• Member for at least 1 year; Has not been in default for two (2) months
• Share capital is at least 10% of loanable amount

• 8%/annum  for P250,000 & below
• 10%/annum for >P251,000-P500,000
• 12%annum > P501,000

• Member for at least 1 year
• No record of default of payment in previous loans

• 8%/annum for P250, 000 & below
• 10%/annum for >P250, 000-P500, 000
• 12%annum > P500, 000

• Member for at least 1 year
• No record of   default of payment in previous loans
• Share Capital must be 10% of loan being applied for

• 8%/annum for P300, 000 & below
• 9%/annum for >P300,000-P600, 000
• 10%/annum for >P600,000-P900, 000
• 11%/annum > P900, 000-1,200,000.00
• 12%/annum > P1,200,000.00 above

• Member for at least 1 year
• Member should have the capacity to pay the monthly amortization of the loan
• Member should be under MOA
• Member should not be more than sixty five (65) years old at the time of the maturity of the loan

• 8%/annum for P100, 000 & below
• 10%/annum for >P100, 000-P200, 000
• 12%annum > P200, 000-300,000

• Latest payslip
• Completely filled up application form
• OR/CR of the vehicle
• Must be insured thru MRI
• Must undergo credit investigation
• LTO verification
• Deed of sale

• Must be a permanent or regular casual/ temporary employee covered by UPLBCDC MOA
• Maturity of this loan must not be beyond 65 years old
• Must have a share capital not lower 10% of the loan being applied

• Permanent Employee (under MOA) P160, 000.00 payable in four (4) years; 
• Regular-casual/temporary employee (under MOA) P30, 000.00 payable in one (1) year

• 1.3%/month - P50, 000 & below
• 1.5%/month - >P50,000

• Pay Slip
• Certificate of employment & compensation
• For Self-employed: ITR for the last 2 yrs
• Completely filled-up application form

• Payslip
• Certificate of employment & compensation
• For Self-employed: ITR for the last 2 yrs
• Completely filled-up application form
• Completely filled-up Eternal Life Plan application form with health declaration

Member for at least 1 year; satisfied the requisite in 4 Cs (capacity to pay,   character, collateral and circumstances) and in good standing

Proof of current enrollment/assessment (bill of matriculation/tuition fees issued by the school cashier, form 5, certification from school administration of the members enrollment, etc.)